Life insurance, annuities, long-term care, and disability coverage. An independent brokerage inside DAG Insurance, placing coverage across carriers to protect the wealth you built and the people who depend on it.
Insurance planning assumes a familiar balance sheet. Salary, home equity, a brokerage account. It rarely accounts for a large, volatile position in digital assets, the tax that comes with it, or the liquidity problem an estate faces when most of the value sits in a wallet.
The result is predictable. Heirs inherit an illiquid position and a tax bill, with no cash to cover either, and end up selling under pressure at a price they did not choose. DAG Insurance closes that gap.
DAG Insurance is an independent brokerage. It shops coverage across carriers and places what fits, subject to carrier and state availability.
Term, whole life, indexed universal life, and final expense. Liquidity and legacy for a crypto estate.
Fixed and fixed indexed annuities for tax-deferred growth and income, backed by the claims-paying ability of the issuer.
Standalone and hybrid coverage for extended care costs.
Protection for earned income during your working years.
“Your clients and committees do not need a crypto hobby. They need a professional operating layer for a new asset class.”
At DAG, several affiliated companies work together to address the multiple areas of your financial life. DAG Wealth, an SEC Registered Investment Advisor, provides investment advice, DAG Private Client provides administrative support and can coordinate with your estate attorney on entity and trust structure, and DAG Insurance places coverage. Working with the financial planning team, a policy can be owned by a trust your attorney drafts and considered alongside the plan DAG Wealth manages, so the coverage fits your structure rather than getting bolted on afterward. Each company operates separately, and any insurance recommendation comes from DAG Insurance, not as investment advice.
Why clients keep it under one roof.
Planning for concentration, illiquidity at death, and the tax a large gain creates.
Life insurance funds estate obligations so heirs are not required to sell holdings at a bad time.
Fixed and fixed indexed annuities convert part of a position into tax-deferred growth and income, backed by the claims-paying ability of the issuer.
DAG shops multiple carriers and places what fits, not one company's product.
Coverage can sit inside the trust or entity that holds the rest of your wealth.
Affiliated companies work together to address multiple areas of your financial life.
Life insurance death benefits are generally received income-tax-free under IRC § 101(a), and when a policy is owned by a properly structured irrevocable trust, the benefit may also fall outside the taxable estate.
How these rules apply depends on each individual's specific financial, tax, and estate circumstances, and outcomes vary accordingly. DAG Insurance does not provide tax or legal advice. We encourage you to consult a qualified tax advisor or attorney to evaluate how these considerations apply to your situation.
No. DAG Insurance is an independent insurance brokerage. DAG Wealth is the SEC-registered investment advisor. They are affiliated companies that coordinate when appropriate.
No. DAG Insurance services are available independently. However, coordination across the affiliated companies can provide additional value if you are also a DAG Wealth client.
Crypto wealth creates unique challenges: concentration risk, volatility, illiquidity at death, and tax implications. Standard insurance planning often doesn't account for these, leading to forced sales or inadequate coverage.
Life insurance death benefits are backed by the issuing carrier's ability to pay claims. Fixed annuities are backed by the carrier's general account. Fixed indexed annuities have caps and participations that may limit returns. None are FDIC insured.
A coverage review is complimentary. Fees are only charged when coverage is placed and commissions are received.
A coverage review examines what you hold, who depends on it, and how your current coverage performs against those needs.
Guided by our licensed professionals, it is designed to surface gaps that are easy to miss. Most clients leave with a written summary and a clear view of where they stand.
Speak directly with our team.
A short conversation is the best way to understand whether we're a fit. Share a little about your situation and a senior advisor will respond personally.